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Old 22.12.2011, 09:11
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Humblebee Humblebee is offline
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Re: You know it's bad when you are given price quote with the question...Are you sitt

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2 days ago called the insurance guy (from wife's company) to get a quote to register a car under my name. 9+ years clean license holder, never accidents, over 26 years old, normal car even without any options inside, basic. When the broker called, said to me, please be sited. 2100.- CHF for part casco insurance or 3000.- for full casco This was the cheapest one, offers were going in the range of 4500.-CHF.

Checked comparis before, got quotes for around 1500.- cheapest. But I am not sure if it's the partial casco or if there are catches, as I really don't understand the insurance deals.

Obviously, the problem is my eastern European nationality. Statistically, they say, we do a lot of problems so we have to pay. I guess ex-pats pay more in Switzerland but people from third world countries even more!

I went along with the broker as I need plates immediately and don't really understand the deals on comparis, plus I called one for the price given on the quote and they said I was not eligible for it. But they offered me a more expensive one, so I guess it will be all the same, until I learn more.

The insurances really go according to what nationality you are (unfortunately). I know it from own experience. When we came here we went to a broker who was suggested by a colleague. We got 2 quotes for the exact same car insurance. One under my name (EU citizen) and one under my hubbys name (eastern european). He would have to pay way more than I would. The insurance guy then told us its because of statistics that eastern europeans make more accidents .

I would suggest to you, if your wife is from the EU, that you do it under her name.

crossing my fingers!
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