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Old 14.02.2012, 13:17
Flower Flower is offline
Join Date: May 2008
Location: Zurich
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Re: AHV/AVS, ALV/AC and Pension contribution - upon leaving switzerland

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you can ask AHV and BVG back when you are permenantly leaving EU countries or Switzerland, if you are not US/EU/Swiss citizen. Here are sentences from AHV website.

Der Antrag auf Rückvergütung kann bereits vor der beabsichtigten Ausreise oder nach der Ausreise bis zum Erreichen des
Rentenalters oder nach dem Todesfall der versicherten Person eingereicht werden. Der Anspruch auf Rückvergütung verjährt mit
dem Ablauf von fünf Jahren seit dem Versicherungsfall.

An application for a refund may be submitted before the planned departure or after departure up until the insured person reaches
retirement age or after his death. Entitlement to a refund is limited to five years from the case of insurance, however.

Can a refund above me made if some leaves Switzerland for UK and is a UK citizen? If not, how does one get this AHV money paid out upon the age of 65? Does one apply in switzerland or in UK via UK social security?

Is there anything to watch out for (e.g. additonal payments or any paperwork necessary) so that one does not loose the AHV contributions that one has made while living and working in switzerland?

Is there any way to one can loose these AHV pension if one is UK citizen and goes back to UK? I just want to see if there is anything that one needs to be watching out for before or after leaving Switzerland.
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