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Old 03.04.2013, 13:47
eireann eireann is offline
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eireann has made some interesting contributions
Re: Supplementary insurance when changing insurance company

I think when applying for extra supplementary coverage, you will have to fill out a questionnaire, regardless whether with your own or a new company and then the insurance companies will decide whether or not to accept you, or whether they will accept you subject to certain conditions. It may or may not make a difference whether you stay with your current company or try with another.

For your preventive surgery, you will have to check the terms of the contract. Sometimes you need to be insured for a certain period before they will pay out - e.g. for maternity benefits, it's necessary to be insured for 9-12 months before they will pay out.

One other thing to consider, if you currently have supplementary insurance - are you insured for a minimum period? - often it's 5 years, so if you cannot cancel you may end up paying twice. Maybe staying with your current company will allow you to upgrade, if you can't cancel the current contract.
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