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Old 29.04.2013, 23:53
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Re: Worker comp / personal injury at work

The employer provides accident insurance, SUVA being the major provider, for all accidents, in the workplace or not, which not only covers medical expenses, but also wages while unable to work and, quite different from the lawsuit culture your friends refer to, also covers long-term claims and 'compensation'.

No blame is required - it's covered by the insurance regardless of what caused the accident, and determines a cash value for injuries sustained.
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