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Old 14.08.2013, 12:08
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Re: Debt Collection Agency Issues

First, there is no Federal Court ruling if the Verzugsschaden is due.
But there is a lower cantonal court ruling in the canton of Nidwalden that no Verzugschaden is due.
Quote:
Art. 106 Abs. 1 OR. Art. 27 Abs. 2 SchKG. Art. 68 Abs. 2 SchKG. Der Ersatz für Aufwendungen im Rahmen des Inkassos beschränkt sich auf die Betreibungskosten. Allfällige darüberhinausgehende Spesen für das Inkasso können dagegen nicht als Verzugsschaden geltend gemacht werden.

http://www.nw.ch/dl.php/de/20060613140302/

See also this page for more details and opinions: http://www.mbagsba.ch/or106/

At most you own 5%/365 days * 5 days * CHF 3030 = CHF 2.10 for your late payment.
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