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Old 04.10.2013, 11:00
dathrilla dathrilla is offline
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Re: Credit suisse - W9 form and waiver forms

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Correct, but any bank you have an account with will eventually have you sign that document as well.
After my own comprehensive research, this is what I have found :

you must NOT file a return for 2012 if your gross income from worldwide sources is under 9'750 USD (can range until 21'800 USD, depending on age, sex, marital status) annually. In conclusion, you are not even required to fill out a Federal tax form!

I am genuinely surprised none of our "competent" EFers has pointed this out before!
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