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Old 15.01.2014, 00:00
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Re: IUI/IVF costs that count toward insurance deductible

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I am leaning toward maxing out my montly payments for the lowest deductible. Is this worth my while? !
I just went through the exercise of selecting insurance and the best deductible.

For the compulsory part, I was looking at the standard insurance only and ended up with the conclusion that a max deductible (2500) is the cheapest way to go unless you know you will have high fees. Basically, in the worst possible year (hospital stay or something similarly expensive), the worst possible I could be would be is 500CHF worse off over taking the lowest deductible (300). If you know roughly how much the doctors will cost you, further optimization is possible but for the unknown the 2500 seems to work out sum wise.

I can't answer your ivf question, sorry!
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