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Old 14.06.2014, 16:25
miba miba is offline
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Re: Online trading in Swizerland

Given your fresh experience in investing, you should take a look at investing in an Index Fund.

PostFinance offers a number of funds (by known asset managers) which they select based on their performance the previous year. Their fees are also very reasonable. They charge 1.0% when you buy (or 0.5% if you have a private account plus), selling is free of charge, and they have no custody fees. Depending on your horizon, one suggestion is a Post Finance Fund, they all cover the swiss market but differ by the equity (stocks) / fixed income (bonds) allocation. The more long term you plan to hold the fund, the more equity can be allocated.

An advantage when investing in an index fund (which is nothing else but a baskets of stocks and bonds), is that your risk is distributed along all the components of the basket, so if one of the stocks in the basket plunges, the impact on your investment is mitigated. What I also like about Post Finance, is that you can automatically invest a specific amount each month in a fund. That way you benefit from the "average cost basis" method, which tends to beat a one-time buy and hold strategy.

My 2 cents.
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