What I meant was, she didn't need the RAV or social help but I knew it wasn't gonna look good on a renewal if ever claimed...I just didn't know about the health insurance Prämienverbilligung....which is obviously what the refer to in the letter...they say Prämienverbilligung is not social help but classified under Art. 4Abs. 4 Verordnung Nr. 140/71 (idk what this all is) they have to be handled as "social help"....

And no she does not have any debts at all, paid the bills on time, no crime record....and yes it was a normal residence b permit for self-employed work which obviously she is still doing nowadays...in fact she just completed a new project a week ago.

In the letter they also stated that it was a "Ermessensentscheid der kantonalen Behörde der dem Bundesamt für Migration zur Zustimmung unterbreitet werden muss"

So it's not a "final" decision yet, I hope and that the appeal letter will hopefully change their minds!