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As others have pointed out, thousands of commercial flights go over conflict zones every week without incident.
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I hope this tragedy is going to change the way such risk is assessed. I find this risk assessment quite shabby to be honest. As someone suggested earlier, it is not okay to fly below 32,000 ft, but suddenly at 33,000 it is okay!
In my previous job, I worked in the maritime department of a big O&G company, and one of the things one would certainly consider in assessing risk is the impact of any incident on the current risk profile. I agree thousands of commercial flights go over certain conflict zones every week, but the moment there is documented evidence that a plane has been hit, irrespective of whether it is military or not, the risk level should be reassessed. As an example, when one of our competitor's vessel got arrested in a disputed maritime area in Latin America, we had to reassess our risk profile for one of our vessels which was working in the West African area.