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Old 13.03.2015, 09:19
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Re: Monthly GA Question

There is no monthly GA. There's only the type of yearly GA where you pay every month ("GA im Abonnement" or similar). The issue with this type of GA is that SBB will run a credit check on you because you will be billed monthly.
Being a new arrival and probably not having the appropriate permit, you will fail that credit check.

What you can do is buy a yearly GA, pay by cash or credit card and return it after four months. That's a rather pricey option though because of the way the refund is calculated. SBB will deduct 23% of the purchase price for the 1st month and 7% for every month thereafter, so you'll end up paying 44% of the yearly price for four months.
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