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Old 18.03.2015, 21:00
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Re: Health Insurance - first 3 months...once again

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HI
I have signed health insurance with an Agent for Swica and it was dated on the 3rd month after my arrival. I have arrived in January and agreement was signed on 1st March to start the insurance from that date. After few days I have received confirmation from Swica that my insurance policy will be created from 5th January because I registered on that day so they have breached the contract I have signed with them. They insisting the insurance has to start from 5th January. I have exchanged correspondence with them but my arguments seem to be pointless. I have to provide registration certificate dated on March or have an exemption from Canton to sign the policy 2 months after arrival. Can anyone advise if this is legal ? Ignore the signed agreement ?
Possibly they didn't realise your arrival date when they made the agreement?

The law is that you have to pay health insurance from the beginning of the month you arrive.
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