View Single Post
Old 31.07.2015, 20:57
Quinquangular Quinquangular is offline
Join Date: Jul 2015
Location: CH
Posts: 2
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
Quinquangular has no particular reputation at present
Re: Incorrectly denied supplementary health insurance - but complex background

Thank you so much for all the replies. There was another one that seemed to have gone missing?

Anyway I perfectly get that insurers are under no obligation to provide supplementary but what I find odd is that they won't just exclude a preexisting condition. And together with denying my health supplementary they denied my accident supplementary so even though my risk of contracting certain illnesses, or heaven forbid, be a victim of a crime against the person, may have nothing to do with my previous condition, I can't get extra cover?

It's at the forefront of my mind as a friend has just been hospitalised following a brutal altercation in Zurich. Not that there was anything wrong with his care but if I could pay for more to be covered, I would.

As for changing insurers, I am tied to two providers via work and also only have a month left to sign up for the basic (they took their sweet time) before my 90 day window expires.

After sleeping on it, I've decided to simply write a letter explaining my current state of health. It is completely truthful - in the time span covered by the questionnaire, I have not needed treatment of any sort. Maybe I've just been too emotional about this all and joined up two similar but unrelated things in my mind out of surprise.
Reply With Quote