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| *Actually not. The insurance contribution was 2.6 % of my insured salary. The total pension contribution was 19% of my insured salary. That is a ratio of 2.6 : 19 (i.e. 13.68 %)*
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Hi, I am still trying to make sense of these.

Who / what determines the % to pay against the insured salary? I understand that there is the BVG salary, and the full amount on salary to be insured can be higher than this. I imagine that in your case, that % figure is 19% based on what you wrote, but is this level determined by the regulations or you?

Assuming 19% is indeed the level elected / prescribed, and if you were to go by what is stipulated as a minimum by regulations, is the employer paying half of that 19%?