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Old 20.12.2006, 11:59
Richard Richard is offline
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Re: rise in health insurance premium

Quote:
This month I noticed that my health insurance premium has gone up. There was no notice of this from the insurance company and apparently I'm strapped to the contract until the end of November 2007.

Is it true that you can't change insurance companies at will?
Hi long time no communicate...
The health insurance is allowed to rise by the rate of inflation without you being informed. Any change to the terms of the policy including the premiums must be communicated in writing. The problem here is that the insurance company can reasonably say we sent it to you and how do you prove otherwise? There is no obligation on behalf of your health insurance company to send via recorded mail...

And afraid so you cannot change health or for that matter any insurances at will only after certain events. Note that this is more or less the same with any insurance - you pays your money for cover for a set length of time... That you probably pay it monthly only happens to be to your benefit but the policy is calculated for the risk for the period of time stated ie one year.
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