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| Libabilty insurance only kicks in for damages, it doesn't cover unpaid rents. In most cantons it's not mandatory, so you cannot count on tenant having one, unless you insisted on it in the contract and verified that the tenant actually got it.. | |
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So, basically you are saying that PLI and some contents insurance is sufficient, then? Given that the rent is paid up front in full. Paying in advance was the subletter's idea, but I do have to say it made us feel better about agreeing as we will be away for the duration and have no possibility of keeping tabs on what is happening here.