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Old 18.10.2016, 00:21
Posts: n/a
Re: Visana - Any good/bad experiences?

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Only assura and few other insurers insist on this scheme (tiers garant).

Then I think a standard model is certainly worth considering! You won't have to chase your GP or ask phone doctor for a permission to see a real doctor, you can just go to whatever doctor you want
The telmed model where you call, but where the advice is optional is just fine. I've had it for the last 9 years, and it's worked well. Inertia is strong - i'm happy with what I have and would rather not switch - especially since next year might be a high usage year again.
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