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| Again it's for accounts over a million.
Who keeps over a million in cash in a retail bank?
Whoever it is they deserve to get charged that and more  | |
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... or I could lock it up in equities and property and not have it handy when I want to buy a new car. A million in cash isn't all that much for a lot of people, and easily falls within the "spending money" bucket for some for those, it makes sense to keep it in a current or savings account.