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Old 05.03.2017, 11:23
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Re: Loans in CH: Interest payments

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How can the 10 yrs fixed loan just be interest?

Let's say I get a 300k loan on 1%, that is just 3000chf in interest that the bank gains from me.

I feel I am not getting something.

Also, how / who can really judge the real value of a house? I mean it's all just educated guesses, right?
Obviously, you're not yet ready to buy a house here

Interest rates at BNS are negative, ie BNS pay the bank to take money off their hands, the bank lends to you at 1%, but they borrow at -1%, so the spread for little risk is 2%
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