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Old 15.08.2017, 16:45
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Re: Health insurance for part-time residents

Your friend needs to

a) check how long they can be out of their country without losing residency. For example, a non-Swiss national here who has an L (short stay) permit would lose this (it becomes invalid) if they're out of the country for more than 3 months. For B (residence) and C (permanent residence) permit holders the limit is 6 months.

b) check regarding Swiss health insurance - anyone, and I mean anyone, living here for more than 3 months has to have Swiss health insurance. That includes Swiss nationals.

From the ETHZ website for all students, exchange included.

"Swiss law requires all persons residing for more than three months in Switzerland to be covered by adequate health insurance.

Students attending a mobility programme may be exempt - under certain circumstances. There is a special procedure for students from EU and EFTA countries."

https://www.ethz.ch/en/studies/non-d...in-zurich.html

The easy way out of this of course is to only be here for a maximum of 3 months at a time. Then some sort of expat insurance would do the job.

Frankly, it would be just as easy for your friend to ask these questions of the Swiss embassy/consulate in the country they're currently living in. This organisation may also be able to provide advice, though it's more for Swiss nationals returning permanently to Switzerland.

http://aso.ch/en/consultation/back-to-switzerland
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