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Old 01.09.2017, 16:34
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Re: Health insurance if you live in 3 different countries during the year?

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MC, the daughter is an EU national so providing she can support her mother it should be no problem.

https://www.ch.ch/en/family-reunification-eu-efta/

The main problems I see are:

a) for Switzerland you're also supposed to be resident here for the majority of your time so at least 183 days a year to get and keep a permit.

b) jumping around like this and being a resident in all 3 countries will leave her open to being taxed in all 3 as well.

c) Swiss health cover will not apply if she's also a resident in the other 2 countries, it only might apply if she's a tourist and only for emergency cover up to whatever the equivalent is in Switzerland.

Why does the mother want to move around so much? It makes no sense, even if she has relatives in the other countries.
It's actually possible to be tax resident nowhere at all, it used to be fairly common or perpetual tourist/traveller. My grandmother was one for 20 years after her husband died in 1955, she spent her time between France, Italy, Switzerland, UK, held a British passport with Hong Kong Domicile. Most countries require residence of 6 months plus a day to be tax resident.

There is a boat called 'The World', which never stops very long anywhere, plenty of full time residents.
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