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Old 02.09.2017, 16:23
Capo Capo is offline
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Re: Health insurance if you live in 3 different countries during the year?

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MC, the daughter is an EU national so providing she can support her mother it should be no problem.

https://www.ch.ch/en/family-reunification-eu-efta/

The main problems I see are:

a) for Switzerland you're also supposed to be resident here for the majority of your time so at least 183 days a year to get and keep a permit.

b) jumping around like this and being a resident in all 3 countries will leave her open to being taxed in all 3 as well.

I think the tax issue will be solved easily.


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c) Swiss health cover will not apply if she's also a resident in the other 2 countries, it only might apply if she's a tourist and only for emergency cover up to whatever the equivalent is in Switzerland.
That's the main thing that she is researching: in which country (or countries) that she should be officially resident so the health care will cover her on the others. Argentina is definitely not a problem to be either a resident or a tourist. Then it come down how to be covered when she is either in the USA or CH.

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Why does the mother want to move around so much? It makes no sense, even if she has relatives in the other countries.
Since she is a relatively wealthy retired widow, she wants to enjoy life splitting her time with her daughters (one here, one in the USA).
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