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| DKB doesn't do credit cards, only prepaid. As far as prepaids go, Revolut is your best bet and gives you fair interbank currency rates, most of the time, so you can forget currencyfair, transferwise and all other similar establishments robbing you off with their sky high spreads on conversion | |
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I'm having a DKB account with NO prior credit history in Germany.
Initially they give you 100€ "credit", which you can extend if all goes well.
But since they actually give interest on anything on the credit card (used to be 1.5% when Swiss banks were long on 0.01%) I happily keep some cash on it.
Also, their customer service is fairly straightforward. All electronically. And when my credit card once was hacked/copied, whatever, I got back all the money, new cards etc. just as fast as a Swiss bank would have done so.
Yes, DKB now made some stuff slightly worse (no more free cash withdrawal outside of Eurozone unless you've regular money coming into your account, for example) but they're still MUCH better than any regular Swiss bank's card to do "world wide credit card usage".