Thread: SWICA Insurance
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Old 23.03.2018, 19:35
fire fire is offline
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Huh. Did not know that. Thanks.
Helsana's premed24 is in the same tier as swica's favorite telmed.

With the PREMED-24 insurance model, if you experience a medical problem you always phone the free medical advice hotline on 0800 773 633 for non-binding advice. If necessary you can make an appointment with a doctor of your choice afterwards
and then under FAQ section for PREMED-24 model:

What happens if I go directly to a specialist?
By choosing the PREMED-24 advice hotline model, you agree to receive an initial phone consultation for all health problems. If you then still need to see a specialist, you can make an appointment with a doctor of your choice.

If you consult a specialist directly without having called the advice hotline, you are breaching your obligations under this alternative basic insurance model. As a result, Helsana may switch you to the standard model of basic insurance. This will result in you losing the discount on your basic insurance premium associated with the advice hotline model.

Actually no, I am wrong. Apparently you can go directly to specialist, but have to call the first, as in all telemed models.

Last edited by 3Wishes; 15.04.2018 at 21:36. Reason: merging consecutive replies
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