Thread: SWICA Insurance
View Single Post
  #38  
Old 23.03.2018, 20:54
Corbets's Avatar
Corbets Corbets is offline
Forum Legend
 
Join Date: Mar 2007
Location: DK - previously Zug
Posts: 3,328
Groaned at 169 Times in 123 Posts
Thanked 6,707 Times in 2,237 Posts
Corbets has a reputation beyond reputeCorbets has a reputation beyond reputeCorbets has a reputation beyond reputeCorbets has a reputation beyond reputeCorbets has a reputation beyond reputeCorbets has a reputation beyond repute
Re: SWICA Insurance

Quote:
View Post
I have given up with SWICA as seemingly every time we have needed anything, it has been problem after problem to deal with even everyday requests.
Even dealing with the boss - itís always terrible. Nice guy but just ineffective.

The final straw is a claim for 300chf - a Neighbour is completely accepting full fault - and but SWICA are putting us in the position to claim 120chf of this amount from the 3rd parties insurance, despite this not being an excess or anything. They tell us itís normal. But having paid a decent lump to insure the family each month I expect them to claim back this and deal with the paperwork for me - well they are for 180chf so whatís the difference? Has anyone experienced that? Is that even correct?

So moved to Sanitas and already we are seeing the benefit - they are now paying for 50% of a hospital upgrade to full private for a birth, something SWICA donít do. So the insurance has paid for itself for the next couple of years.

Thanks Sanitas
Adios to disorganized SWICA
Uh... huh.

Why would your health insurance pay at all for something where your neighbor is at fault? Are you talking about an optional accident insurance or something?

In no case will an insurance company make claims on your behalf to another insurer. In Switzerland, youíre expected to take responsibility for yourself.

Iíve been a happy Swica customer for twelve years. No complaints, and not anything like disorganized (which adjective, by the way, doesnít actually apply as youíve told the story). I suspect you just havenít understood your contracts.
Reply With Quote
This user would like to thank Corbets for this useful post: