Thread: SWICA Insurance
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Old 23.03.2018, 21:03
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largefromage largefromage is offline
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Re: SWICA Insurance

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Uh... huh.

Why would your health insurance pay at all for something where your neighbor is at fault? Are you talking about an optional accident insurance or something?

In no case will an insurance company make claims on your behalf to another insurer. In Switzerland, youíre expected to take responsibility for yourself.

Iíve been a happy Swica customer for twelve years. No complaints, and not anything like disorganized (which adjective, by the way, doesnít actually apply as youíve told the story). I suspect you just havenít understood your contracts.
Maybe I was not explaining very well - true.
The Neighbour admitted full fault, provided their insurance info for a small claim, Swica are now invoicing us 120chf and telling us we must claim that back from the 3rd party/their insurance.
It took Swica 1 entire year to pay my dentist for their work. He was not too impressed either.

I was with them a long time too - paying premiums happily - till I needed anything that worked.
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