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Old 21.08.2018, 16:18
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Re: ECA (as in eca-vaud.ch)

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Bad advice. If your stuff is worth 500k and you insure it for 100k you will only get a fifth of your damage claim, because you insured all items for a fifth of its true value. You can only reduce the insured sum when you insure specific items like all the paintings, electronics, bicycle, and jewelry but nothing else.

maybe, but with ECA it is fire damage and all gets destroyed, yet with houshold it will be theft and not all gets stolen.


Nobody will steal my sofas, but they may steal the TV which would be fully covered
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