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| If in future the house burns down (let's hope not) and they investigate and it turns out that electrics might have caused it and that there is no rapport from a certified person while parts have been exchanged OP might not get any money from the insurance.
Even for things people can easily do themselves like puling some wires and exchanging switches, wall sockets and such this can be an issue. | |
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If the house burns down, there is a reasonable chance that any paperwork will get burnt too.