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Old 04.12.2018, 08:05
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Re: So-called "social security": desperation, suicide, capitulation or emigration

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But in fairness this is an insurance, not a state contribution. I have paid in now for 11 years and fortunately have not used it so like any insurance policy itís not free.

Switzerland is about self responsibility but I completely agree on the posting here, when you get to a stage where you canít actually help yourself the state has a moral obligation to assist especially given the wealth here and Switzerland simply does not, it would prefer people who cannot hold self responsibility simply didnít exist.

If people are taking the piss thatís different, but these people really arenít: they need state help and itís made as difficult as possible.
The premiums don't cover the full costs, a huge proportion comes from the AHV fund which is also insurance although the likelihood of drawing a pension is pretty good.
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