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Old 18.05.2019, 22:06
heckenhocker heckenhocker is offline
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Re: Holiday Apartment Purchase

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Would that work for paying monthly bills? I would have assumed you would need to pay by direct debit from a bank account.
I don't think we pay any of our utility bills by DD. The bill comes (in the post or electronically), we pay it online.

DD do exist in Switzerland - our health insurance is on one so the co-pay can be collected automatically, just doesn't seem to be a typical way to manage utilities.

Check what the Nebenkosten includes - often water and electricity are in there, with an annual "true-up" of actual bills vs the monthly / quarterly NK payments.

Other costs:
1) medical coverage: make sure you have travel insurance appropriate for the amount of time / frequency you plan to be in CH. And if you will be in the mountains for hiking / winter sports, take out REGA membership (they'll send a medical helicopter as needed to scrape you up after an accident ....bargain at CHF 30 per year for a adult, CHF 70 for a family)

2) will you drive here? or arrive by plane / train? might be worth getting a Halbtax if using trains a lot. It's an annual card at around CHF 180 giving zou 50% off public transport fares
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