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Old 25.06.2019, 23:52
BrianL BrianL is offline
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Re: Swiss credit cards - air miles, reward points?

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However, you also have to account for more than just the foreign transaction fees. You also have to consider the exchange rate that they are offering you, which, from what I've read, is usually quite poor (not the rate Google says, and not the rate that banks pay between themselves).
After further research it looks like this is not necessarily the case. It looks like the exchange rates are pretty comparable for Visa, about a 0.3% markup, which, in general, is a lot lower than the better rewards programs offered by US credit cards. It seems a high-reward US credit card is the best option for a credit card in Switzerland -- if you're able to obtain one (you have good credit in the US or by some other means).
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