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Old 28.07.2019, 19:59
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Re: Yova - seeking online invest. insights

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Maybe the next step should be to hire a financial advisor.

Nooooo! Not that I mean, if you must, then pick one that has a flat rate. Otherwise, we're talking another whole basket of fees and adviser selection of certain funds that already have agreements with the adviser.

I'm a passive investor, I learned a bunch from the Bogleheads forum. Even if you want to be more aggressive, it is a good place to just start learning. You should take the time to learn at least the minimums, after all, it is your wealth and retirement being funded.

You could just do what Warren Buffett is going to do for his wife when he dies and just put it all in a S&P 500 ETF. But really any broad market ETF is a good way to go.

Just put it in there and don't worry about it, no matter the downturns in the market. Keep your head down and keep investing. Only investing when the market is "hot" is not a good formula. Remember, your in it for the long run. Read the story of Bob below.
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