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Old 24.08.2019, 13:08
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Re: What to do with 100k CHF?

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Low risk: NEVER put (or borrow) it in any vehicle in a different currency than yours. Ask the Hungarians (and Poles to some extend) why

That means, leave the assets in CHF.

If you don't mind having the money sitting there for 20+ years, invest in stocks (fees usually only for buy and sale, even from expensive brokers)

Check what they pay for dividends. Some banks are still good on that (I won't single one out, there is always some risk involved, just less than if you buy some companies in a more volatile field like property builders..)

TelCos (Swisscom - or Sunrise), Sunrise currently is at 72 CHF and paid 4.20 CHF last year. If you can afford to stick with them 20 years, and it stays the same, you'll have more than doubled your investment. Plus you ought to re-invest the dividend at some time, making it a steady 5%+ growth

Other companies offer similar dividends.
Currently probably a good bet. But not zero risk.
Sunrise was higher 5 years ago than today & 22% higher a year ago.

Swisscom was 533 5 years ago v 478 today thats an 11% loss over 5 years it is however up 8% over the last year.

You seem to be hooked on dividends which are taxable v capital gains that are tax free. I would not give up your day job just yet.

SMI up 12.5% in 5 years. Fundsmith outperformed the SMI in CHF by 105% over 5 years. Nestle was even in the FS portfolio for 4 1/2 of those 5 years,

Last edited by fatmanfilms; 24.08.2019 at 13:24. Reason: added SMI ....
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