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Old 08.11.2019, 01:43
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Re: Doctor eligibility

That document is really poorly written as it is ambitious! This one is better:

https://www.google.ch/url?sa=t&rct=j...42EkPxikKWfgeq

It looks like the family has to pay 50% of the insurance premium. Nowhere is it however said that they have to pay anything else. So franchise etc would be the Aupair unless contract states something different.



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Now that you've brought up the question I did a bit of googling rather than going from memory, and I think you are right - domestic employers are required to provide accident insurance, but I see no mention of health insurance.

(I was going on the recollection of a few friends who are Au-pairs whose families paid their health insurance, maybe that was just an individually negotiated item.)

So the mystery deepens.

Betruewhatyoudo, could you further explain your comment about the family being required to pay?


But no matter who pays what - get to the doctor!


ETA:

Found the Canton ZH Merkblatt für Au-pairs, which says

Die Quellensteuer, die Arbeitnehmerbeiträge für AHV / IV / EO / ALV / BVG, die Hälfte der Prämie für die Krankenversicherung sowie die ganze Prämie für die Nichtberufsunfallversicherung dürfen vom Lohn abgezogen werden.

Which would imply that the family pays half the KK premium... Can anyone confirm?

https://awa.zh.ch/internet/volkswirt...r+Kroatien.pdf
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