View Single Post
  #13  
Old 16.11.2019, 08:31
Horatio Gonzales's Avatar
Horatio Gonzales Horatio Gonzales is offline
Senior Member
 
Join Date: Feb 2014
Location: Luzern
Posts: 487
Groaned at 4 Times in 4 Posts
Thanked 153 Times in 94 Posts
Horatio Gonzales is considered knowledgeableHoratio Gonzales is considered knowledgeableHoratio Gonzales is considered knowledgeable
Re: Credit Score Rating/Agency in CH

Quote:
View Post
My experience with credit reports for businesses in CH is:
1. Upon request, a credit bureau will issue, establish or update a credit report on a small business (Einzelfirma, GmbH). The report will most likely be brief indicating only whether there have been Betreibungen/ Verlustscheine against the company and possibly an estimate of number of employees and a sales estimate.
2. Credit reports for larger companies may contain some financial information and credit scores.

Although credit scoring is not widespread in CH, there are other ways to determine the credit worthiness/ reputation of a creditor, such as:
1. Debt claim register extract (Betreibungsregisterauszug)
2. Tax account register extract
3. Financial statements
4. Tax returns
5. Criminal record extract (Strafregisterauszug)
6. Reputation certificate (Leumundszeugnis)

There's also the informal method of calling around to the landlord, competition, etc.

Good luck to you!
Yes Iíve just applied to my geminde for the betriebungsregistrar. Thanks folks.

https://www.ch.ch/en/extract-debt-collection-register/
Reply With Quote
This user would like to thank Horatio Gonzales for this useful post: