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Old 20.12.2019, 06:21
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Re: Am I legally obligated to pay this?

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Is there not any loopholes to not paying it? It is unironically for Rechschutzversicherung and Haushaltsverischrung.
Your first post makes it sound like it is supplementary health insurance, which it is not. It is Legal protection insurance and household insurance, not compulsory, but very advisable to have, should you damage your apartment, cause injury or damage to someone else, be the victim of theft etc. You may even be required to have it by your landlord.

As it's not health insurance, call them up and ask them if you can cancel, if not still cancel it for the following years.
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