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Old 08.01.2020, 19:06
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Re: Road accident - need help and advice

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If the lady of the damaged car had agreed to fill in the accident form without calling the police (which is perfectly legal when no one is hurt), OP’s insurance would simply have paid.

However, the said lady could also choose to call the police, in which case the police report indeed implies a driving ban of probably one month, plus fine.
If the police care. They were called to my incident and they wouldn’t apportion blame and made no report, just helped us exchange details (really wasn’t necessary).
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