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Old 20.01.2020, 18:18
Adidas Adidas is offline
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Re: Rejection of accident insurance coverage after a year

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You need to start by looking at the policy and go from there. Do you have a copy of the policy you can check?
No, mandatory accidents insurance is regulated by law and not by contracts or insurance policies.

Back to OP's problem: retroactive refusal of insurance cover is only permissible in a few cases. I suspect foul play on the part of the insurance company. Did they give you a deadline to appeal their decision?
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