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Old 10.03.2020, 13:19
Humph Humph is offline
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Re: Garden damage - responsibility?

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expressely told by whom? But surely, makes no difference- you are responsible, end of. The only discussion is whether liability insurance will pay or yourself. What does your liability contract say on matters of damage caused by lack of care on your part?

We always go in person to the Insurance office when we have a claim and talk to an advisor face to face.
Because - was the bad weather so unusual as to have caused an event that I couldn't have reasonably expected to happen? i.e. was it lack of care on my part or not? If it was (lack of care) my insurance might pay out. If it wasn't (lack of care), and I couldn't have reasonably expected this to happen, then am I legally liable.
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