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Old 10.03.2020, 13:26
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Re: Garden damage - responsibility?

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Because - was the bad weather so unusual as to have caused an event that I couldn't have reasonably expected to happen? i.e. was it lack of care on my part or not? If it was (lack of care) my insurance might pay out. If it wasn't (lack of care), and I couldn't have reasonably expected this to happen, then am I legally liable.
So you were either negligent or it was an act of god. If it was an act of god it's unto the owner of the property to take insurance or be self insured, which appears to be the situation.
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