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Old 27.03.2020, 10:13
wantone wantone is offline
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Re: Buying ETF's in Euro to create Ray Dalios Allweather fund allocation

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Hi Fellow Europeans,

I'm trying to build the Ray Dalio Allweather fund on Degiro and as you probably know the ETF's recommended in american literature has some other variation in europe.

This is the recommended allocation. What would be a good European version of this that can preferably be made on Degiro? Maybe InteractiveBroker.

Also in regards to the new limitation of Europeans buying american ETFs. Do we have some EU version so we won't experience not being able to buy the ETF anymore as regulations tighten?

- So far 30% S&P500 should be an ok alternative to the 30% VTI.

- I'm located in Switzerland if it helps.

30% Vanguard Total Stock Market ETF (VTI) +7.21% YTD

40% iShares 20+ Year Treasury ETF (TLT) +15.96% YTD

15% iShares 7-10 Year Treasury ETF (IEF) +7.26% YTD

7.50% SPDR Gold Shares ETF (GLD) +25.71% YTD

7.50% PowerShares DB Commodity Index Tracking Fund (DBC) +9.81% YTD

Year-to-date total return through 9/26/16: +12.30%

So far this is my suggestion, please let me know if these are bad ETF's:

30% VANGUARD S&P500 $ IE00B3XXRP09
(0.07% p.a.Total expense ratio)

40% iShares USD Treasury Bond 20+yr UCITS ETF (Dist) $ IE00BSKRJZ44
(0.07% p.a.Total expense ratio)

15% BlackRock iShares USD Treasury Bond 7-10yr UCITS ETF (BlackRock Asset Management Ireland Limited) IE00B1FZS798
(0.07% p.a.Total expense ratio)

Can't find any for the last two.

Why are these naming conventions so convoluted and confusing? Makes me crazy trying to figure out what the hell i'm buying here.
I use Interactive Brokers and I am very happy with the low fees and very good trading software.

Not sure why you want to replicate this portfolio. I will look at the top holdings of the equity ETF and buy the stocks directly when there is a dip. With interactive brokers it is easy to do this. Depending on the size of your portfolio you can buy the commodity futures you need to get exposure in the sector. The rest of money you keep cash and buy at the dips.

If you live in CH then it is better to convert CHF to USD and invest in USD. USD is a world reserve currency. it ain't going anywhere.
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