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| In Switzerland, it is very much, as most things, C/Kantonal. My neighbour in NE from Bern, who mother was in a care home in Bern- was so worried he would have to sel his own family home to pay for her care when her own money run out. 'Fortunately' she died before that happened. In NE, people have to use savings, pensions and proceeds from house, and then the Canton picks up the bill when all but pensions run out- but leave a sum for children to share. From top of head, I think it is about 25.000 each, to be shared with children. My parents' savings and proceeds of the family home all went to pay for their care. Same for my mil in the UK. I agree with FMF. | |
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My Mother has been having 24/7 care at home since 2011, costs about £90,000 a year, other household costs, food, physio etc. run at least another £30,000. The equity in the house will be exhausted in about 6 years, possibly sooner if house prices fall. It's her money so her choice how she spends it, she has not had a cold or cough in 5 years. Had she moved to a nursing home I am sure she would have died long ago due to lower quality of life & no wish to live.