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Old 03.06.2020, 12:34
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Re: Bye bye Billag [Welcome our new overlord Serafe]

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I was thinking about not paying the bills - do debts expire at some point in Switzerland?
Ten years. But only if no Betreibung/Poursuit is started. If a Betreibung/Poursuit is done and there were no impoundable assets the claimant gets a loss certificate (Verlustschein). With this they can restart the Betreibung/Poursuit within 20 years, if the debtor still has no assets a new loss certificate is issued which again is valid for 20 years. This can be done ad infinitum till the debtor dies. At time of death the claimant has one last chance to lodge its claim against the estate. If the heirs accept the inheritance they will also take over all debts and the game goes on. If no heir accepts the inheritance the estate will be liquidates, all open and lodged debts paid and the reminder, if there is any, goes into the community chest.

So in other words: A debt expires after ten years if the claimant does nothing at all or virtually never if the claimant keeps things going.

https://www.verjaehrung.ch/verjaehrb...her-ansprueche
https://www.weka.ch/themen/finanzen-...as-ist-zu-tun/
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