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Old 06.06.2020, 16:12
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Re: company car option

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I don't get your calculations.

4800 CHF added to your taxable income
4000 CHF you cannot deduct for transport to work

Total=8800 CHF additional taxable income.

You mention additional taxes of 8000 CHF?

Even taking a high tax bracket and assuming this makes you jump a bracket hence you would pay 1-2% more overall, it still sounds high?
sorry, I was sloppy with the terms.

8000-9000 CHF added to taxable income results in about 2500 CHF actual taxes. Seems not a bad deal if one gets a car, most of the petrol, the full casco insurance, the road tax and service and repair costs for an estimated 200 CHF a month. Disadvantage is that I can't pick my own car (this I might actually negotiate).

The other way around I'd pay about 2k for taxes and insurance (same amount I "lost" before) on top of the purchase price and run the additional cost of amortization. I calculate I can reclaim about 2-4k on running costs as per the 0.7 CHF rule reimbursement. Advantage: my car, disadvantage: my depreciation and my fuel costs.
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