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Old 12.06.2020, 15:37
LuganoPirate LuganoPirate is offline
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Re: Swiss American couple buying property

If you're married to a Swiss, there is no reason you cannot have a Swiss bank account in your name and no reason you can't be on the mortgage / joint owner of the property. Yes you must declare it and the bank will probably want to see a copy of your filings.

If you don't go down this route, then you can be put on the deed as having either "usofructo" or "right of habitation". There are very important differences between the two but it's really best if you speak to a lawyer who can explain the difference and the legal rights and obligations with both.
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