Thread: Car Insurance
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Old 22.07.2020, 16:02
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Re: Car Insurance

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Insurance premium will be based on the "more expensive" of the two.

Not quite. Premiums more or less add up, especially the teilkasko where there is no discount on expected liability (both cars could be stolen, parked while damaged, weather damaged, etc)

It is cheaper than having two separate policies, but it's not as amazing as one would expect. Road tax effective discount is much more visible, especially if they're both expensive and one disappears almost completely (minus whatever fee the STVA will charge depending on the canton).

I've had motorcycles for only a couple of months, insurance had no qualm on charging me insured days only. I don't think there is a minimum duration you have to pay - if you sell the car or deposit plates, insurance and road tax just goes away.
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