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Old 06.10.2020, 13:48
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Re: Car dealer has blocked me in ZEK register from taking any loan

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Around two month ago I have found a nice used car from the small dealer.
We have applied for a loan and got an approval.
In the meantime my life situation has changed and I have changed my mind towards something less sporty and more practical.
As well other dealers did not ask for a 10% downpayment, only monthly installments.

I have called the dealer, asked for excuse, lost time, and inconvenience.
He has talked ok, but now he refuses to make a call and withdraw the credit inqiery. Just replies in WhatsApp- he is not in the country, or-do it your self, which is not possible.
This credit data is stored in ZEK until 06.2021
The Bank and ZEK refuses to delete this credit inquiry only from my call.
So I am blocked from buying any other car with a loan so far.


How can I protect my rights in this case?

Kind Regard,

Denis
A credit enquiry is just an enquiry, however if you make several it looks like there was a problem. I doubt they can remove an enquiry.
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