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| I've always been confused by this. My employer lets me pay only 1.5% - which seems very low. Is there anywhere which explains the minimum contribution? | |
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Are you younger than 25 years old? That would explain it as till that age only disability and death is insured.
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| To put it in perspective we pay about 240 CHF a month insurance each. | |
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That age would also explain the rather low health insurance premium.
Standard pillar 2 contribution rates are
https://www.bsv.admin.ch/bsv/en/home...und-zweck.html :
25-35 7%
35-44 10%
45-54 15%
55-65 18%
Usually paid half by employer and half by employee. And based on the so called coordinated income = income - ~25k.