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| I don't think so - your quarantine status has no affect on your vehicle or driving.
If they could ignore the insurance just because you broke the law in an unrelated thing at the same time, hardly anyone would be insured.
I have some pirated MP3s on my phone in the car, oops no insurance. | |
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That is not even close to similar. Driving without a license would be.
Actually, I think the question is good. It could be possible for the insurance to argue this. But I'd say they could only do that after the culprit has been convicted for breaking quarantine by a court (plus all the times for objections).
So that leads to the question: What is the law on breaking quarantine? Is it a crime to be taken to court for or just a (minor) transgression, punished by a fine? Is it at all punishable?
Then - which insurance? The liability insurance will definitely pay the other one's damage (car, fence, lamppost
). Your own car? As I said, not a bad question. But OP, you do know you just woke up sleeping dogs? I can see the EF-appointee of Zurich insurance running to his boss now shouting "they thought of a new idea for us to save money".
