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Old 19.10.2020, 18:06
Dr Mick Dr Mick is offline
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Re: Pillar 3a - Funds and shares supermarket

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Thanks. I wasn‘t aware of Finpension. Frankly doesn‘t seem that great to be honest. Is Finpension backed by CS or does it just use them as a custodian (like VIAC), as they say on their website that they are independent.

While they don‘t have the same range of funds and they choose for you, their pre-defined 100% equity mix isn‘t too far away from what I would choose myself and they appear to be cheaper than VIAC and have some tax advantages too. I may put next year‘s pillar 3 contributions with them.

ETA I see now that you can indeed choose your own funds with Finpension, although it‘s not as obvious or intuitive as with VIAC.
Same tax advantages as VIAC
https://viac.ch/en/academy/lower-fee...igher-returns/
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